Sba Loans 2024 Application Fee. For fiscal year 2024, sba 504 loans carry no guarantee fee. This innovative fee structure was first introduced under the sba’s 7 (a) export working capital program and greatly reduces the cost of loans with shorter maturities,.
The guarantee fee on an sba 7(a) loan can range from 0% to 3.75%. During the 2024 fiscal year, smaller 7(a) loans and all 504 loans have minimal fees, which could make it worthwhile to apply.